Financing powered by HFS Financial — Home Improvement Loans

You Dream It. We Finance It.

We now offer home improvement financing options through HFS Financial. Explore potential financing with a soft credit inquiry — no home equity or appraisal required — and qualified customers may be eligible to finance up to 120% of their renovation project.

Thousands of 5-Star Reviews

Why HFS Financial

Financing Built for Home Improvement

Direct-to-consumer funded
No impact on credit to get terms
No home equity or appraisal required
Industry-leading terms
Finance any home improvement
Finance up to 120% of your project cost

How It Works

From Inquiry to Funded in Days

1

Scan or click to inquire

Starting an inquiry takes about a minute.

2

Soft credit check only

HFS performs a soft credit check to get your loan terms — this has no impact on your credit score.

3

Get your terms within 24 hours

Once conditionally approved, you’ll be presented with loan terms.

4

Funds go straight to you

Once fully approved, the full loan amount funds directly to your checking account — simple for you and for us.

Example

Fund up to 120% of your total project cost. These additional funds can be used for any changes you'd like to make during construction.

If your total project cost is $100,000, with HFS you could finance up to $120,000 — a total maximum loan amount 120% of your project cost.

Have a Project in Mind?

We'd be happy to talk through your project and how financing could work for it.

HFS Financial is not a lender or a broker. The information you provide to HFS Financial is not an application for a loan from HFS Financial. HFS Financial does not endorse, warrant or guarantee service or products of any lender or broker. This is not an advertisement for credit as defined by 12 CFR 1026.24. All information is subject to change without notice. Not all will qualify.

Call Us

Got questions that need answered? Give us a call today.

(848) 800-2320

Get a Free Estimate

Tell us about your project and we'll follow up fast.

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See Our Work

Browse recent renovation projects across Morris County.

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